Indian, Emirati, and Pakistani Investors Lead the Surge
The UAE’s real estate sector is witnessing a strong uptick in fractional ownership models, with investors from India, UAE, and Pakistan particularly active. New data from Prypco Blocks, a Dubai-based fractional property investment platform, reveals a notable generational shift: 40% of investors fall in the 36–45 age bracket, while 27% are aged 26–35. This trend underscores growing interest among millennials and mid-career professionals who want to build wealth through property without the burden of large down payments or complex paperwork.
Investor Breakdown and Demographic Trends
Among fractional property owners in the UAE:
- Indian nationals make up 37%
- Emiratis account for 14%
- Pakistanis hold 8%
- Other active investor groups include Egyptians (4.4%), Lebanese (3%), Jordanians (2.7%), and British nationals (2.1%).
Fractional ownership enables individuals to invest in shares of income-producing properties, making real estate more accessible and flexible compared to traditional full-ownership models.
How the Model Is Evolving: Incentives and Innovation
According to Amira Sajwani, Founder & CEO of Prypco, “fractional ownership is no longer just a gateway into real estate — it’s redefining how people view property as an investment.” The company has introduced several strategies to make fractional property more appealing:
- Rental guarantee: a 5% annual return is offered, credited to investors’ wallets within two months of full property funding.
- Reduced entry fee: their entry fee has been lowered from 1.5% to 1%, a 33% cut.
Prypco Blocks is regulated by the Dubai Financial Services Authority (DFSA) and allows investors from over 200 countries to participate in Dubai’s rental property market, with contributions starting from AED 2,000.
A Shift in Access and Investor Base
As fractional ownership gains momentum, it is reshaping how people access and invest in property in the UAE. This model allows a broader demographic — especially younger professionals — to participate in one of the world’s most dynamic real estate markets, overcoming traditional barriers like high capital requirements or complex legal formalities.